Outright Purchase


The cheapest way to buy a car is to fund all or part of it in cash. This is because you’ll have to pay interest on any loan or finance agreement.

If you decide to use cash, remember:

  • Make sure you have enough savings left over for an emergency after you have paid for your car.
  • If you don’t have enough savings to buy the car in full, use what you can afford to put down the biggest deposit you can.
  • Even if you use money from your savings you might be better paying for some of the car on your credit card so you benefit from credit card purchase protection – putting just £100 of the cost of the vehicle means the card company is jointly liable with the retailer if something goes wrong. You should pay the bill off in full the next month


Who offers Outright Purchase?


All independent, franchise, online and private sellers offer outright purchase. Increasingly, Original Equipment Manufacturers (OEMs) are exploring the direct to consumer model.

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Karfu Admin 21/10/21